Golden Finance reported that Circle EU Strategy and Policy Director Patrick Hansen said that in the context of the upcoming review of EU payment rules (PSD/PSD3), there will be some key changes in the EU payment field. Eric Ducoulombier, head of the European Commission's (Retail and Payments) Department, said: "We propose to amend the Settlement Ending Directive (SFD) to enable non-banks to access payment systems. We also recommend remedies for recurring de-risking issues faced by some payment institutions (PIs) and electronic money institutions (EMIs), which would significantly improve their ability to open and maintain bank accounts. This means stablecoin (EMT) issuers will be able to access central bank payment systems, secure funds at the central bank, and reduce the hassle of opening a bank account. This is a good development for innovation and competition in the EU payments sector.