Dear friends, if your savings are still sitting in a traditional bank account, this analysis is worth your careful reading. I have been involved in the crypto and traditional finance sectors for 8 years, and recently spent 3 months organizing market data and macroeconomic logic. The more I research, the more I feel a chill down my spine—what we thought was a rock-solid banking system is facing a potential major challenge under the recession expectations of 2026.

To be clear, this is not alarmism, nor is it meant to create panic. I also have substantial deposits, so there's no need to make a joke out of my own wallet. Today, I will explain this matter in the most straightforward way. Once you understand it, you can prepare in advance.

**The first key issue: The "debt dam" is on the verge of breaking**

In the past two years, I’ve heard people talk about "releasing water" everywhere.