The implementation path of P2P atomic deposits and withdrawals is worth in-depth consideration.

The key lies in understanding the dual nature of deposits and withdrawals—each with its own challenges on the fiat/banking side and the crypto asset side. The on-chain part is relatively straightforward: establishing a custodial account through smart contracts, locking funds on the chain, which is relatively controllable.

The real breakthrough is how to bridge the two worlds. Here, zkTLS technology has its use— it can prove that off-chain financial transactions have indeed occurred without exposing sensitive data. Combined with the automation capabilities of AI agents, the entire process can become: user authorization → agent verifies fiat transfer via zkTLS → synchronized trigger for on-chain escrow release → atomic completion.

The core advantage of this design is to eliminate trust requirements in intermediate steps, turning dual-chain interactions into a verifiable, traceable automated process. Technically feasible, the key is how to integrate these components into a truly seamless user experience.