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"The Difference Between Digital RMB and Alipay" tops Baidu's hot search list.
According to Baidu's hot search analysis, starting from January 1, the digital RMB wallet balance will accrue interest based on a savings deposit. The differences between digital RMB and Alipay are interpreted as:
Digital RMB is money, equivalent to holding electronic cash to pay directly to merchants;
Alipay is a wallet, where money is taken from the wallet to pay merchants.