Integrated messaging and encrypted payment experiences are becoming a trend. Imagine: sending encrypted assets is as simple as sending a message, instantly converting to fiat currency, and then directly using a virtual card for spending—the entire process is seamless. This integrated design breaks the fragmentation of traditional crypto wallets, allowing users to avoid switching between multiple apps. From peer-to-peer transfers to on-chain transactions and offline spending, all can be handled within one app. Can this all-in-one product logic become a new breakthrough for mainstream adoption of crypto payments? Worth watching.