2026-01-10 20:27:15

Interest rates hitting consumer wallets hard—now there's talk of capping credit card rates at 10% temporarily to ease affordability pressures. It's a move aimed at tackling inflation concerns and keeping consumer spending intact. How this plays out could matter for the broader financial landscape, especially as debt levels and purchasing power become key factors shaping market behavior. Worth watching how traditional finance policy shifts might influence risk appetite in crypto and alternative assets.

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BagHolderTillRetire

· 11h ago

With such high interest rate pressure, a 10% credit card interest cap can't save the situation. It's already a mindset of bankruptcy.

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DaoTherapy

· 11h ago

Traditional finance is causing trouble again, with a 10% cap? Do they really think this can save consumers... In the end, it's still the common people who suffer.

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DegenApeSurfer

· 11h ago

Wait, 10% cap? Traditional finance wants to cause trouble again... Does this guy really think it can stop the bleeding? --- Basically, it's like drinking poison to quench thirst. Consumers still have to repay their debts, just with slightly lower interest. --- Traditional finance is starting to make small adjustments again. Let's see if this will increase the risk appetite for BTC and altcoins. --- What can a 10% cap change... The game of debt is still so big. --- Sudden interest rate caps? Feels like this is paving the way for the next round of policy adjustments. --- Purchasing power continues to decline, and cap rates can't fundamentally solve the core problem.

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ChainMaskedRider

· 11h ago

10% interest rate cap? Traditional finance is starting to patch up the loopholes again. How long can this last? --- Speaking of which, the central bank's move is probably just the final window dressing before a collapse... Once consumer spending really picks up, the opportunities in crypto will be greater. --- Haha, no, this is just drinking poison to quench thirst. A 10% cap can't save anything; the debt black hole has long been unable to be fed. --- Interesting, when TradFi makes policy adjustments, others are already deploying in alt assets, always a step behind. --- Basically, they just want to keep people's wallets stable and prevent everything from moving on-chain... the smart ones have already run.

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MelonField

· 11h ago

10% interest rate cap? Traditional finance is stabbing crypto assets hahaha

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ContractExplorer

· 11h ago

Here comes the same policy again, with a 10% interest rate cap? Uh... feels like a sign of more money grabbing ahead.

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SmartContractPhobia

· 12h ago

10% cap? Are you kidding... Do you really think this can save consumers? The traditional financial industry's old shameful tricks are coming back out again.

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