Traditional finance has always favored a select few. Those with good credit get low-interest loans, while others are kept out. But DeFi is changing all of that.

Protocols like Lista make credit evaluation extremely simple—your collateral value and ratio are all that matter, with no hidden thresholds, no social connections, only transparent mathematics.

What does this mean? It means anyone around the world with internet access can access efficient credit tools under the same conditions. No matter which country you're in or what background you have, your asset activation rights are equal.

This is the true significance of blockchain technology—not just hype around digital assets, but genuinely promoting financial democratization. The project creates not only economic value but, more importantly, breaks down unfair social structures. This is the fundamental reason I have always been optimistic about this direction.