The integration of artificial intelligence in the financial sector is accelerating, and today's AI agents are capable of autonomous market reasoning and execution. Goldman Sachs warns that AI could lead to layoffs, so adaptability needs to be improved. The key lies in the selection and management of agents, which allows people to entrust rigorous trading to AI, and AI performance surpasses humans, overcoming emotional fluctuations and decision-making instability. For example, the Ningbo Gaofei AI Quant Fund is expected to achieve an average return of 52.55% by 2025, while 84% of novice cryptocurrency traders will incur losses. In the future, humans will set goals and constraints, while AI will be responsible for execution, transforming financial management from passive observation to proactive strategic team building.