Qingdao Bank: Net profit attributable to parent company in 2025 is 5.188 billion yuan, a year-on-year increase of 21.66%

On March 26, Qingdao Bank released its annual report for 2025. In 2025, the bank’s operating income was 14.573 billion yuan, an increase of 1.075 billion yuan from the previous year, a growth of 7.97%; net profit was 5.357 billion yuan, an increase of 0.952 billion yuan from the previous year, a growth of 21.61%; net profit attributable to shareholders of the parent company was 5.188 billion yuan, an increase of 0.924 billion yuan from the previous year, a growth of 21.66%.

As of the end of 2025, Qingdao Bank’s total assets amounted to 814.960 billion yuan, an increase of 124.997 billion yuan from the end of the previous year, a growth of 18.12%; total customer loans were 397.008 billion yuan, an increase of 56.319 billion yuan from the end of the previous year, a growth of 16.53%; total customer deposits were 502.899 billion yuan, an increase of 70.875 billion yuan from the end of the previous year, a growth of 16.41%. The non-performing loan ratio was 0.97%, down 0.17 percentage points from the end of the previous year, and the provision coverage ratio was 292.30%, up 50.98 percentage points from the end of the previous year.

As of the end of 2025, Qingdao Bank’s capital adequacy ratio was 13.37%, down 0.43 percentage points from the end of the previous year, and the core tier 1 capital adequacy ratio was 8.67%, down 0.44 percentage points from the end of the previous year; the average return on total assets was 0.71%, up 0.03 percentage points from the previous year; basic earnings per share were 0.85 yuan, an increase of 0.16 yuan from the previous year, a growth of 23.19%; the weighted average return on equity was 12.68%, up 1.17 percentage points from the previous year.

(Qingdao Bank)

(Editor: Qian Xiaorui)

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