China Pacific Insurance: Net profit of 53.505 billion yuan in 2025, a year-on-year increase of 19%

On March 26, China Pacific Insurance published its 2025 annual report. In 2025, the group achieved a total operating income of 435.156 billion yuan, an increase of 7.7% year-on-year, of which insurance service income was 288.910 billion yuan, up 3.4% year-on-year. The group’s net profit was 53.505 billion yuan, a year-on-year increase of 19.0%; the group’s operating profit was 36.523 billion yuan, an increase of 6.1% year-on-year.

In 2025, the group’s embedded value was 613.365 billion yuan, an increase of 9.1% compared to the end of the previous year, of which the group’s effective business value was 240.698 billion yuan, an increase of 13.0% compared to the end of the previous year. The new business value of the life insurance business was 18.609 billion yuan, a year-on-year increase of 40.1%; the new business value rate was 19.8%, an increase of 3.2 percentage points year-on-year. The comprehensive cost ratio of underwriting for the property insurance business was 97.6%, a decrease of 1.0 percentage points year-on-year. The comprehensive investment return rate of the group’s investment assets was 6.1%, an increase of 0.1 percentage points year-on-year.

(China Pacific Insurance)

(Editor: Qian Xiaorui)

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