Chongqing Bank 2025 Annual Report: Net profit attributable to parent company is 5.65 billion yuan, an increase of 10.5%

MaticHoleFiller · 2026-03-31T23:45:17+00:00

Chongqing Bank's 2025 annual report shows operating income of 15.11 billion yuan, a year-on-year increase of 10.5%; net profit of 5.65 billion yuan, a year-on-year increase of 10.5%. Total assets reached 1.03 trillion yuan, with customer loans growing by 20.6%. The non-performing loan ratio is 1.14%. The company focuses on serving the real economy, especially small and micro enterprises and agricultural loans, with inclusive small microloan balances increasing to 76.763 billion yuan. Digital transformation has achieved significant results.

MaticHoleFiller

2026-03-31 23:45:17

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On March 24, Chongqing Bank (601963/01963) released its 2025 annual report. The company’s operating revenue was RMB 15.11 billion, up 10.5% year over year; net profit attributable to shareholders was RMB 5.65 billion, up 10.5% year over year; net interest income was RMB 12.46 billion, up 22.4% year over year; and non-interest net income was RMB 2.65 billion, down 24.2% year over year.

In terms of scale, at the end of the fourth quarter, Chongqing Bank’s total assets were RMB 103.0 billion, up 20.7% from the end of the prior year; total customer loans and advances were RMB 53.12 billion, up 20.6% from the end of the prior year; total liabilities were RMB 96.77 billion, up 22.1% from the end of the prior year; and total customer deposits were RMB 56.57 billion, up 19.3% from the end of the prior year.

In terms of asset quality, at the end of the fourth quarter, Chongqing Bank’s balance of non-performing loans was RMB 6.034 billion, up RMB 0.57 billion from the end of the prior year; the non-performing loan ratio was 1.14%, down 0.11 percentage points from the end of the prior year; and the provision coverage ratio was 245.58%, up 0.5 percentage points from the end of the prior year.

In its operating activities during 2025, the company actively responded to national strategies, focusing on serving the real economy. In particular, in the construction of the Chengdu-Chongqing economic twin-city region and the Western Land-Sea New Corridor, its credit support has been significantly strengthened, driving a marked increase in credit scale in related areas.

In the context of inclusive finance, the company continued to strengthen financial services for small and micro enterprises and rural areas. As of the end of 2025, the “two-increase” basis inclusive small and micro loan balance rose to RMB 76.763 billion, up 25.7% from the end of the prior year. In addition, the company has made notable progress in digital transformation. By rolling out multiple online financial products and optimizing its credit process, it improved customer experience and service efficiency, ensuring that it could still maintain growth and stable business development in a highly competitive market environment.

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