First Capital 10-K: Net Interest Income $42.15M, EPS $4.89

NodeGuardian · 2026-04-03T07:06:03+00:00

First Capital (FCAP) achieved strong 2025 results with a net income of $16.38 million and diluted earnings per share of $4.89, supported by increased net interest income and improved operational efficiency.

NodeGuardian

2026-04-03 07:06:03

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First Capital (FCAP) reported strong 2025 results with a net interest income of $42.15 million and diluted net income per share of $4.89. The company’s net income rose to $16.38 million, driven by higher net interest income and noninterest income, and an improved efficiency ratio. Management highlighted continued focus on credit risk monitoring, operational efficiency, and growth in mortgage origination.

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