Everbright Bank 2025 Annual Report: Net profit attributable to parent company is 38.83 billion yuan, down 6.9%

2026-04-05 09:36:48

On March 30, China Everbright Bank (601818) released its 2025 annual report. The company’s operating revenue was 126.31B yuan, down 6.7% year over year; attributable net profit was 38.83B yuan, down 6.9% year over year; net interest income was 92.1B yuan, down 4.7% year over year; and non-interest net income was 34.21B yuan, down 11.7% year over year.

In terms of scale, at the end of the fourth quarter, China Everbright Bank’s total assets were 7.17 trillion yuan, up 2.96% from the end of the previous year; the total principal amount of loans and advances was 3.98 trillion yuan, up 1.18% from the end of the previous year; total liabilities were 6.56 trillion yuan, up 2.97% from the end of the previous year; and deposits were 4.10 trillion yuan, up 1.65% from the end of the previous year.

In terms of asset quality, at the end of the fourth quarter, China Everbright Bank’s balance of non-performing loans was 71.7k yuan, up 1.49 billion yuan from the end of the previous year; the non-performing loan ratio was 1.27%, up 0.02 percentage points from the end of the previous year; and the provision coverage ratio was 174.14%, down 6.45 percentage points from the end of the previous year.

In the announcement, the company said that its overall operating performance in 2025 was relatively steady. In its business, the company actively promoted loan growth in key areas such as technology finance, green finance, and inclusive finance. The balance of technology loans grew 10.17%, and the balance of green loans grew 13.57%.

In the management discussion and analysis section, it was mentioned that during 2025 the company made proactive adjustments and optimizations to its major businesses, especially in technology finance and green finance, where it carried out a series of new product innovations and market expansion. At the same time, the company strengthened its focus on risk management, particularly in risk prevention and control related to real estate and local government financing platforms, to ensure the stability of asset quality. Overall, as it faced a complex external economic environment, the company demonstrated strong resilience and adaptability.

A wealth of information and precise analysis—on the Sina Finance APP

View Original

This page may contain third-party content, which is provided for information purposes only (not representations/warranties) and should not be considered as an endorsement of its views by Gate, nor as financial or professional advice. See Disclaimer for details.