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U.S. Senator Warren: X Money Could Replace Traditional Banks, Threatening National Security and Financial Stability
Mars Finance News: U.S. Senator Warren recently expressed concerns about Elon Musk’s planned payment platform X Money, stating that it could pose risks to consumer protection, national security, and financial system stability. Warren pointed out that after Musk’s acquisition and reshaping of X, he is pushing it to become a “super app” covering “all aspects of users’ financial lives,” potentially even replacing traditional banking systems. She questioned X’s performance in security and content governance, believing this undermines its credibility in entering the consumer finance sector. Additionally, Warren criticized the current regulatory environment as being too lenient, including the GENIUS Act promoted by the Trump administration, which provides a “special pathway” for private companies to issue stablecoins, potentially weakening necessary regulatory constraints.