Eight levels of household savings— which one are you in?


1. Poverty level: household savings between 0–50,000.
2. Basic needs level: household savings between 60,000–100,000.
3. Striving level: household savings between 100,000–500,000.
4. Moderately well-off level: household savings between 500,000–1,000,000.
5. Middle class level: household savings between 1,000,000–5,000,000.
6. Affluent level: household savings above 5,000,000.
7. Tycoon level: household savings above 30,000,000.
8. Top tycoon level: household savings above 100,000,000.
Comment below and tell us which level your family is in.
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GateUser-53a6e1a8
· 4h ago
The middle class sounds very appealing, but 1 to 5 million yuan isn't really risk-resistant; a major illness could wipe it out.
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TheLiquidationLampInMisty
· 4h ago
Only looking at deposits without considering liabilities, mortgages, or car loans, I feel this ranking might not be very accurate.
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BlackGoldMechanicalHand
· 4h ago
These eight levels are quite suitable for emotional comparison, but in practice, it also depends on regional prices and family size.
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MarginMarmot
· 4h ago
My family currently has 0-50k yuan; let's save up an emergency fund first.
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Orange-FlavoredBlock
· 4h ago
Our family falls into the category of "appears to have assets but has no cash on hand," an awkward layer.
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SudoSatoshi
· 4h ago
Having over 5 million makes you wealthy? In first-tier cities, having kids and a mortgage might still be quite tight.
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LiquidityBarista
· 4h ago
If I converted all my savings into BTC, I might have experienced the fluctuations at every level.
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GammaRunner
· 4h ago
Complaining about comparing each other is pointless; being able to steadily move upward is quite impressive.
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SheepOnTheFarSideOfJupiter
· 4h ago
Should we list "Net Assets" as a separate item? Deposits are not the same as wealth.
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GateUser-a68e8203
· 4h ago
Reporting on basic needs, the goal is to first reach a moderately prosperous society.
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