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My current compromise method is pretty crude: for daily small transactions, I just send everything through L2, which also saves gas; if I really need to do something "error-proof" (like large swaps or long-term holdings), I go back to the mainnet. It's more expensive, but I feel more at ease. The worst thing is saving a few dozen dollars and ending up stuck on the bridge for half an hour, which totally ruins the experience...
Recently, we've been talking about interest rate cut expectations, the dollar index, and so on. When risk assets are acting up, I’m even lazier to tinker—one more step just increases the chance of a slip-up. Anyway, I usually stick to two or three common routes plus one backup wallet, and I don’t keep changing things every day.
As for you saying "the mainnet is faith"… I only agree with half of that.