These days, looking at the liquidation line in lending, I really don’t want to wait until I’m “three steps away” to realize I need to add margin... Basically, when I’m close to the red line, I do three very basic things first: cut my position down to a level I can sleep peacefully with; move available collateral/stablecoins to hand in advance (cross-chain transfers and deposits/withdrawals might get stuck); then glance at the interest rates and oracle sources, so I don’t get knocked out by a sudden price quote. As for whether to hold on stubbornly, I usually calculate based on probability: can I accept the worst-case scenario? If not, I withdraw; if yes, I keep a small position to observe. Recently, Layer 2 is still arguing over whether TPS, fees, or subsidies are stronger, but I care more about “whether I can operate in time during congestion,” don’t just win in words but lose in liquidation. Anyway, taking it slow is also pretty good.