Coinbase Launches Crypto Collateralized Lending in the UK: Supports BTC and ETH to Borrow USDC

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On April 20, Coinbase announced the launch of its crypto collateralized lending service in the UK, allowing users to use BTC, ETH, or cbETH as collateral to borrow USDC within a minute, providing liquidity without the need to sell their holdings. This product is based on the decentralized lending protocol Morpho deployed on the Base network, with supported collateral assets including BTC, ETH, and cbETH. The lending rates are variable and dynamically adjusted by the protocol based on market conditions, and users can repay at any time without a fixed term. The company stated that this service has made progress in the US market, with loans issued through Morpho exceeding 2.17 billion USDC as of mid-April 2026. The launch in the UK marks an important step in its international expansion, with plans to extend to more countries and types of collateral assets in the future. Additionally, Coinbase One members can earn up to 3.5% in USDC yield rewards. The platform warns that if the collateralization ratio reaches the liquidation threshold, the related assets will be automatically liquidated to repay the loan.

BTC1.52%
ETH1.19%
USDC0.01%
MORPHO-1.06%
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