ROI is an important thing to see if an investment is worth it. It is often expressed as a percentage.
How do you calculate that? It's simple:
ROI = (What we earn - What we spend) / What we spend x 100%
Buy a stock for €100, sell it for €130. Bam! 30% ROI.
It applies everywhere. In the stock market, for example. Or in advertising.
There is also the annualized ROI. A bit more complicated, but useful for comparing investments over different durations.
Other indicators exist. ROA, ROE... Everyone has their own thing.
To improve ROI, it seems that one can play with profits or costs. More risk,

Canadian ETFs on altcoins are surging 🚀 The SOLQ fund? Over 300 million Canadian dollars. The XRPQ ETF? Beyond 150 million. Boom! They dominate their categories in Canada. Investors seem to have a huge appetite for these cryptos.
SOLQ, born in April 2025, has attracted heavyweights. SkyBridge Capital, ARK Invest... They even used their ARKW and ARKF ETFs. An American first to gain exposure to Solana via Canada. No fees until 2026, nice right?
XRPQ is coming in June 2025. Zero fees for 6 months. It's working like a charm! 150 million Canadian dollars, just like that. Ripple is in on it, of

The iShares Core High Dividend ETF. An intriguing fund. It combines yield and growth for dividend enthusiasts. Passive, managed by iShares, a branch of BlackRock. 75 carefully selected U.S. stocks. Sustainable dividends, strong balance sheets.
Management fees? Minimal. 0.08%. The yield? 3.3%. Not bad. Outperforms the S&P 500. Performance since January? 9.1%. In line with the market.
A diversified portfolio. Finance, tech, health, communications. Heavyweights like ExxonMobil, Johnson & Johnson. AbbVie, Chevron, Home Depot as well.
This diversity is a plus. Especially against single-sector divid

The meme crypto market continues to attract in 2025. Dogecoin remains strong. But new projects are emerging. They are betting on dogs, just like before.
Maxi Doge ($MAXI) stands out. Fitness and risky trading, that's their thing. They target the bold. Leverage and max gains, that's their philosophy.
The presale of $MAXI is booming. One million dollars, just like that. The price seems attractive. We can stake directly. The returns? Potentially huge.
It's not just speculation, apparently. Maxi Doge wants to create a community. Derivatives trading, competitions, rewards. It sounds fu

The greenback is gaining a bit of ground. It's quiet in the markets. Perhaps just a rebound after yesterday's decline. The DXY remains in its usual zone.
Emerging currencies are taking a hit. The Aussie is suffering the most among the major currencies. The plunge in Chinese stocks is undoubtedly a factor. It seems that regulators want to curb the rise.
Strangely, the markets seem to not care about the latest US figures. The Beige Book, the JOLTS... All of this shows a slowdown in employment.
Now, all eyes are on the ADP. A slowdown in private hiring is expected. The ADP and the NFP don

The world of fintech is moving fast. Nu Holdings and SoFi Technologies stand out. Their stocks have exploded - 110% and 180% since 2025. Not bad, huh?
These boxes have one thing in common. An app, a lot of financial services. Clever. It retains customers, sells more, costs less.
SoFi is American. They do everything. Student loans, personal loans, mortgages. Credit cards too. And savings, investments, insurance. This year? 15 billion in personal loans, 2.5 billion for students. Huge.
Nu Holdings is Brazilian. The largest digital bank there. 120 million customers! They reach 65% of adults. Now,

The Global X Robotics and Artificial Intelligence ETF shines. It's an interesting choice for AI. Not like the other funds. Those are filled with tech giants. This one? Different.
He has 98 companies. AI and robotics. Small names. UiPath, for example. Or SoundHound AI. Do you know them?
The portfolio is unique. Almost nothing in common with the S&P 500. Two out of twenty, that's it. And it travels! Japan, Sweden, South Korea.
Historically, it does well when AI is in fashion. But now, it's lagging a bit. Strange, isn't it? Maybe a chance to seize.
Who knows what the future holds.

The XRP-ETH debate is heating up. Institutions are eyeing Remittix, a promising newcomer. Attractive potential gains this year?
XRP is oscillating around 2.80-2.90 $. Stable. Some dream of 4 $ by 2026. Not so crazy. Technical indicators? A consolidation, then maybe a jump beyond 3.10-3.20 $. We'll see.
Ethereum still reigns over DeFi. Fusaka is approaching. Improved scalability, cheaper gas. Cool. But institutions are looking elsewhere. Curious, isn't it?
Remittix (RTX) is skyrocketing. No surprise. Its PayFi thing? Daily crypto payments. Simple. Efficient. $24.2 million in presales, 6

The USD/CHF dances around 0.7960. Eyes are focused on the sentiment of American consumers.
The greenback is treading water. It is trying to climb towards 0.7980. On Thursday, it bounced off the 0.8000 wall. There are more unemployed people. Inflation remains tame. This gives wings to hopes of rate cuts by the Fed. As a result, the USD loses some of its appeal.
Unemployment has surged. 263,000 applications last week. A record high in four years. 235,000 was expected. The week before, it was 236,000.
August inflation? No surprise. 2.9% year-on-year, compared to 2.7% before. Core inflation remain

The EUR/JPY continues its rise, five days in a row. It's climbing. Around 173.20 this Wednesday morning in Europe. The daily chart? Quite optimistic. An ascending channel, it looks solid.
The RSI over 14 days exceeds 50. Good sign. Short term, it moves quickly. Above the 9-day EMA. Not bad.
We could see 173.90. The peak of July 2024. Maybe even 174.00. Psychological, this number.
Support? The 9-day EMA at 172.31. Below that, it gets complicated. The bottom of the channel around 171.40. Then the 50-day EMA at 170.93.
Lower still? Medium term in danger. Possible drop to 169.72. The lowest in