Institutional Zero-Interest Loan Program Upgrade: Unlock 200,000-10,000,000 USDT in Interest-Free Credit
Institutional Zero-Interest Loan Program Upgrade: Unlock 200,000-10,000,000 USDT in Interest-Free Credit
To help institutional clients enhance capital efficiency and expand the trading scale, Gate has fully upgraded its zero-interest loan program . Apply now to enjoy an interest-free loan limit of up to 10 million USDT.
How to Apply?
Contact your account manager, or apply via the link or email mm@gate.com.
I. Exclusive for New Clients (OTC /Unified Account)
Eligible Clients: Clients with a monthly trading volume exceeding $10 million at other exchanges can provide proof of their trading volume over the past 30 days to receive a loan limit upon joining Gate.
Loan Policy:
Within 30 days from the date of the obtaining interest-free loan , if the cumulative trading volume meets the target, clients can enjoy a 60-day interest-free period. Only 10 spots available each month — first come, first served
Interest-free loan limits and trading volume requirements are as follows:
| USDT Interest-Free Limit | 30-Day Cumulative Trading Volume ($) |
|---|---|
| 200,000 | >15,000,000 |
| 300,000 | >30,000,000 |
| 400,000 | >60,000,000 |
Assessment at Maturity: If the trading volume target is not met, interest must be paid at the agreed rate, and the principal and interest must be repaid within 3 days. If the target is met, the interest-free period extends by 30 days, totaling 60 days interest-free.
Loan Tier Upgrade Path
- After the initial loan term, if your trading volume meets the requirement, you may apply for a higher loan tier with a new 30-day trading assessment. If the trading volume target is not met, interest must be paid at the agreed rate, and the principal and interest must be repaid within 3 days. If the target is met, the interest-free period extends by 30 days, totaling 60 days interest-free.
- Example 1: Gradual Tier Upgrade
- Client A starts with Tier 1 (200,000 USDT) . If they reach $15 million in 30 days, they get an additional 30 days interest-free.
- Then they apply for Tier 2 (300,000 USDT) — if they reach $30 million in 30 days, another 30 days interest-free is granted.
- Then upgrade to Tier 3 (400,000 USDT) — reaching $60 million within 30 days allows another 30-day extension.
- Repay loan principal after the interest-free period ends.
- Example 2: Direct Highest Tier Application
- Client B directly applies for Tier 3 (400,000 USDT). If $60 million trading volume is achieved in 30 days, they enjoy an additional 30 days interest-free.
- As this is the highest tier, no further upgrade is available. Repay loan principal after the interest-free period ends
II. Exclusive for Large Amount Loan (OTC /Unified Account)
Eligible Clients: Institutional clients who have completed KYB verification and achieved a 30-day trading volume exceeding $100 million can apply for an interest-free limit of up to 10 million USDT based on your trading volume. Two loan options are available: Unified Account Loan and OTC Loan.
Loan Policy:
Clients who meet the 30-day maker and taker volume requirements for futures or spot trading, as shown below, can apply for the corresponding interest-free loan limit.
| Loan Limit (USDT) | Perpetual Futures Maker Trading Volume ($) | Perpetual Futures Taker Trading Volume ($) | Spot Maker Trading Volume ($) | Spot Taker Trading Volume ($) | |
|---|---|---|---|---|---|
| 1,000,000 | 200,000,000 | 55,000,000 | or | 80,000,000 | 25,000,000 |
| 2,000,000 | 400,000,000 | 120,000,000 | or | 145,000,000 | 60,000,000 |
| 3,000,000 | 600,000,000 | 200,000,000 | or | 240,000,000 | 115,000,000 |
| 4,000,000 | 950,000,000 | 320,000,000 | or | 330,000,000 | 155,000,000 |
| 5,000,000 | 1,350,000,000 | 440,000,000 | or | 400,000,000 | 195,000,000 |
Maximum loan Limit:
Spot and futures can be calculated separately, with a combined maximum limit of 10 million USDT for spot + futures.
Assessment Cycle:
- Each Calendar month is an assessment cycle.
- Gate reviews trading volumes on the first day of each month.
Assessment Standards:
- Clients must meet the monthly trading volume requirements for both taker and maker trades in either spot or futures, corresponding to their loan tier.
Action for Non-Compliance:
- If trading volume requirements are not met, interest must be paid at the agreed rate, and the principal and interest must be repaid within 3 days of the review result notification (based on the official email notification).
- Late repayment will trigger an automatic repayment process; if account funds are insufficient, forced liquidation may be initiated.
Notes:
- Unified Account loan funds can only be used for spot leverage trading. OTC loan funds have no market restrictions.
- All 0-fee trading pairs are excluded from the calculation.
- New clients cannot participate in the GMMC program simultaneously.
- All loans under this program require account collateral. Margin ratios and risk control mechanisms follow the Unified Account rules. For details, consult your account manager or visit https://www.gate.com/loan-info.
- The previous Institutional Zero-Interest Loan Program has ended.
- For further inquiries, contact your account manager or email mm@gate.com.
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