Polygon Sets New ATH in Stablecoin Active Wallets to Close 2025

Polygon closed 2025 with record stablecoin activity, showing strong user adoption, rapid growth, and expanding real-world payment use.

Polygon ended 2025 by recording an all-time high in stablecoin active wallets. Notably, the milestone reflects actual usage, not speculative usage. Moreover, it indicates the growing demand for low-cost blockchain payments over the years. The surge occurred in December, which is traditionally a high activity period for onchain settlements.

Polygon Records Record Stablecoin Usage Across Its Network

In the month of December alone, there were over 3 million addresses using USDC on Polygon PoS. As a result, the total number of wallets that deal with USDC has reached almost 58 million. Importantly, such wallets represent recurring payment activity. Therefore, the usage is actual dollar movement rather than short-term incentives.

Polygon just closed 2025 with a new ATH in active wallets on Polygon PoS using stablecoins.
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In December alone, over 3M addresses touched USDC on Polygon PoS, pushing the total to nearly 58M wallets that have used it so far.
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That’s not “TVL games” or “airdrop hunters” on a… pic.twitter.com/KAL6lvVJ6g

— Tat Thang (@Febers4) January 2, 2026

Polygon handled billions in stablecoin payments during the last month of 2025. In the meantime, transaction costs remained less than a cent per transfer. Finality times were still less than five seconds for most transactions. As a result, the network was adopted by payment-minded users who wanted a fast and reliable network.

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Throughout 2025, Polygon handled about 1.4 billion stablecoin transfers. This figure represents an increase of about 227 percent from year to year. Additionally, the network also recorded 452 million unique stablecoin transactions. That represented a further rise of almost 140 per cent compared with 2024.

Polygon also ranked well according to several stablecoin activity metrics. In particular, it was the leader of all chains in monthly active addresses of USDC. Furthermore, it occupied the 3rd position in the world for the daily active USDT addresses. These rankings help to solidify its role as a settlement layer focused on stablecoins.

Ecosystem data revealed that stablecoin supply grew strongly. By the end of the year, the stablecoins on Polygon were valued at around $2.83 billion. This was an increase of almost 72 percent. Moreover, Polygon became the center of non-USD stablecoins across regional markets.

Upgrades and Partnerships Support Polygon’s Stablecoin Expansion

Strategic partnerships played an important role in the adoption of this. Polygon worked with payment companies such as Stripe and Shift4. Additionally, partnerships with Mastercard and Revolut led to the expansion of stablecoin payment acceptance. Therefore, increasing onchain usage that was more in line with real-world commerce and remittances.

Technical upgrades further enhanced Polygon’s network efficiency in 2025. The Gigagas roadmap brought in a number of major improvements. These included the Bhilai, Heimdall v2, Rio, and the Madhugiri hard fork. As a result, throughput was increased while confirmation times were reduced significantly.

Polygon also handled around $11.1 billion in volume in local stablecoins. These assets were multiple fiat currencies outside the US dollar. Therefore, regional payment needs were better supported by the network. This diversification enhanced its global relevance.

Market performance for Polygon’s native token was one of cautious optimism. The Polygon Network Token, POL, went between $0.11 and $0.21. There were different prices based on exchange and liquidity conditions. However, the token experienced gains ranging from 2.78 percent to 8.63 percent in twenty-four hours.

Overall, Polygon closed the year 2025 with measurable real world use. Stablecoin activity brought to the forefront the real need for inexpensive blockchain rails. Therefore, the network went into 2026 with solid fundamentals. Its focus on payments continues to set it apart in the broader blockchain world.