CITIC Securities: It is expected that the decrease in the listed deposit interest rate can significantly alleviate the pricing pressure caused by the decrease in the LPR.

金十数据7月28日讯，中信证券研究报告指出，本次存款定价调整，测算对国有大行净Faiz Yayılımı年化正面贡献约3bps-4bps（邮储银行因定期存款占比较高，净Faiz Yayılımı正面贡献约5.5bps），而此前1Y/5YLPR下调10bps，测算对国有大行净Faiz Yayılımı年化负面影响约3bps，预计本次存款挂牌Faiz Oranı调降可以明显缓释LPR调降带来的定价压力。本次存款挂牌Faiz Oranı调降一方面协同资产端Faiz Oranı下调，发挥Faiz Oranı市场化调整机制效能；另一方面有助稳定银行负债成本和Faiz Yayılımı，增强金融支持实体经济的可持续性。