2025-12-10 23:20:57

Interesting phenomenon has emerged: high-income groups are debating what kind of house to buy, while low-income groups are debating whether they can buy a house.

The Fed's assessment is quite straightforward—this is fundamentally a pricing issue, not driven by inflation. Currently, asset prices are soaring across the board, with houses and stocks becoming expensive, but wage increases are mainly concentrated among the lower-income groups. As a result? The average age for Americans buying their first home has skyrocketed to 40, setting a new historical record.

Even more heartbreaking is the supply side. Housing supply is clearly unable to keep up, which is the real crux of the housing market problem. Behind the high prices, it’s not just strong demand, but also a fundamental shortage of available housing. This structural contradiction is difficult to resolve in the short term, after all, building houses is much slower than printing money.

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ChainDoctor

· 7h ago

Buying a house at 40, how desperate must that be? Can the increase in wages at the bottom level keep up with the rise in housing prices?

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MetaDreamer

· 16h ago

Can you only buy your first home at 40? How desperate is that... Essentially, it's still an issue of supply not keeping up; printing money makes it easy to create money, but hard to build houses.

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FarmToRiches

· 12-11 09:26

Basically, the gap between the rich and the poor is getting bigger. wages at the bottom level increase just a little, while assets hit daily limits.

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TopBuyerBottomSeller

· 12-10 23:51

Buying your first home at 40, is this still a life winner... If supply can't keep up, it's all over.

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SpeakWithHatOn

· 12-10 23:51

Can you only buy a house at age 40? That's incredible. Isn't this just making the wealth gap wider and wider?

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HappyToBeDumped

· 12-10 23:45

That's the truth. When supply can't keep up, prices have to go up. There's nothing to do with inflation.

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SerumSurfer

· 12-10 23:44

Buying your first house at 40? That’s gotta be desperate... --- The core issue is insufficient supply. This hits hard; there's no quick fix. --- The "troubles" of high-income groups and the despair of the lower class are truly two different worlds. --- The saying that building houses is slower than printing money is spot on, it hits the nail on the head. --- Basically, the growing income gap means the worries of the wealthy are not really worries at all. --- Structural contradictions? That’s just the rhythm of inevitable change. --- The US housing market is like this, and what about us... Just thinking about it makes me feel stuck. --- The real root cause is the lack of housing inventory; interest rates and such are just surface issues. --- Are wages at the bottom actually increasing? I don’t see it, haha. --- The average first home at age 40... this data is outrageously off the charts.

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LightningHarvester

· 12-10 23:39

Buying your first home at 40? Get real, that logic just doesn't hold up at all. --- The fundamental reason for the lack of supply is basically that no one wants to build houses; profit margins have been squeezed to death. --- High-income earners are struggling with what to buy, low-income earners are concerned about whether they can buy, and the middle class? What about us? --- Printing money is fast, building houses is slow, so inflation just continues, and anyway, the chives (retail investors) can't afford it. --- Basically, assets are becoming more valuable, while workers are getting poorer. It's a deadlock. --- The Fed's judgment is useless; whether it should raise or lower rates, it won't actually do so. --- Structural contradictions can't be resolved in the short term? What about the long term? Probably can't be permanently resolved. --- Isn't this just the divide between the rich and the poor? It sounds highfalutin when packaged as an economic term.

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MemeCurator

· 12-10 23:30

Is it true that you can only buy a house at age 40? Are Americans serious about this? This is just too outrageous.

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