#以太坊行情技术解读 【How to Allocate Your Crypto Portfolio? The Balance Between $BTC and Stablecoins】

Building a good crypto asset portfolio sounds easy, but to do it well requires finding the right balance among conviction, risk, and liquidity. $BTC is the backbone of this portfolio—representing long-term optimism and the determination to hedge systemic risks. Stablecoins (like USDD) act as the shock absorbers and accelerators of the portfolio, smoothing out volatility and enabling quick action when opportunities arise.

**The mission of $BTC is clear: growth**
It embodies confidence in the long-term prospects of crypto assets and their growth potential. But because of its high volatility, it needs companions. That’s where stablecoins come in—they’re not meant to replace $BTC, but to keep the entire portfolio more stable.

**Stablecoins actually serve many purposes:**
First, during market crashes, there's no need to panic sell. Holding stablecoins allows you to buy the dip, keeping funds circulating within the ecosystem.
Second, when $BTC's proportion in the portfolio becomes too high during a continuous rally, selling some for stablecoins locks in profits and automatically reduces risk. When good opportunities or adjustments come, you can use stablecoins to buy the dips again—that’s the power of rebalancing.
Third, stablecoins can also participate in low-risk DeFi lending or staking, generating basic yields. This way, the core asset can appreciate while the stable portion earns money.

In short, a reliable portfolio needs stars like $BTC that give you direction and imagination, as well as stabilizers like stablecoins that can adjust the course at any time. Combining these two is the correct way to navigate.

**What’s your approach?** Do you stick to a fixed $BTC/stablecoin ratio, or do you flexibly adjust based on market sentiment?