2025-12-13 12:50:57

#以太坊行情技术解读【What Can Stablecoins Solve? Let's Talk About the Practical Role of USDD on-Chain】

Everyone who has been in the crypto space for a while has felt it — when the market fluctuates, even bookkeeping becomes a challenge. Assets in hand are increasing, but their prices change daily; are you making a profit or a loss? It’s hard to tell.

Stablecoins like USDD essentially provide everyone with a "reference standard." Their design goal is straightforward: to use a stable value benchmark, making it easier to switch between crypto assets and the real world.

Specifically, they address three main pain points:

**Clear Bookkeeping** — Using USD-pegged stablecoins for valuation makes your asset gains and losses transparent. No more being confused by volatile prices; knowing your position helps you make decisions.

**More Confident Payments** — Want to spend or receive payments on-chain? Highly volatile tokens can lead to risks. Stablecoins pegged directly to USD eliminate worries about exchange rate fluctuations during online transfers or offline transactions.

**Controllable DeFi Risks** — When participating in lending or liquidity mining, the fluctuation of principal value can often be riskier than the strategy itself. Using stablecoins as principal allows you to focus on actual yield strategies without being swept away by overall market volatility.

Stable infrastructure is the key to whether the entire on-chain ecosystem can truly move towards practical applications. When these details are refined, innovation can truly flourish.

What’s your biggest concern when operating on-chain? Bookkeeping, payments, or DeFi participation?

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AirdropHunterKing

· 12-13 13:20

My buddy is right. I previously experienced a breakdown from keeping track of my accounts, and after a big drop in my coins, I didn't even dare to look at my wallet. Now, using stablecoins as a cushion really makes me feel more at ease.

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BuyHighSellLow

· 12-13 13:19

To be honest, stablecoins are really just to prevent us retail investors from having to do complicated calculations every day and get headaches. They are indeed a necessity.

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OnChainSleuth

· 12-13 13:18

Stablecoins are a reassuring guarantee, and DeFi won't be driven to collapse by a market plunge.

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BearMarketSurvivor

· 12-13 13:16

Honestly, it's still relying on stablecoins to support everything, otherwise calculating accounts every day would make your head spin.

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gas_fee_therapist

· 12-13 13:15

Stablecoins have indeed solved many problems, but I feel most people still use them as trading pairs... There are very few who actually use them for accounting.

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QuietlyStaking

· 12-13 13:08

To be honest, when it comes to accounting, USDD is really convenient—it saves you from the headache of daily calculations. However, as for stablecoins, that's about it; I don't feel there's any particularly groundbreaking technology.

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