บลูมเบิร์กคาดการณ์ครั้งสำคัญ: ปริมาณการซื้อขายสกุลเงินดิจิทัลแบบเสถียรภาพในปี 2030 อาจพุ่งแตะ 56 ล้านล้านดอลลาร์สหรัฐฯ ปรับโฉมระบบการชำระเงินทั่วโลก

Bloomberg Industry Research’s latest forecast shows that by 2030, stablecoin payment transaction volumes are expected to surge to approximately $56.6 trillion, with stablecoins potentially evolving from crypto financial tools into one of the core payment infrastructures in the global financial system.

Data shows that global stablecoin payment transaction volumes in 2025 were approximately $2.9 trillion. To reach $56.6 trillion within five years means stablecoin transaction scale needs to maintain a compound annual growth rate of approximately 81%. Bloomberg believes the core driver of this high-speed growth stems from the continuous influx of institutional users and strong demand for USD stablecoins in some countries and regions facing high inflation and currency depreciation.

In terms of specific structure, USDT and USDC present clear differentiation. Bloomberg points out that USDT issued by Tether dominates in centralized finance (CeFi) scenarios, widely used for daily payments, cross-border settlements, and fund storage; while USDC issued by Circle has greater advantages in the decentralized finance (DeFi) sector, being the most commonly used stablecoin in on-chain protocols and applications.

According to Artemis cryptocurrency data platform statistics, stablecoin overall transaction volume in 2025 grew 81% year-over-year. Among these, USDC’s annual transaction volume reached $18.3 trillion, higher than USDT’s $13.3 trillion. Nevertheless, from a market capitalization perspective, USDT still ranks first with a market cap of approximately $186.9 billion, while USDC is approximately $74.9 billion. Together, the two account for over 95% of last year’s approximately $33 trillion total stablecoin transaction volume.

At the macro level, adoption speeds by nations and institutions are accelerating. After U.S. President Trump signed the GENIUS Act in July, countries including Canada and the UK have resumed advancing stablecoin regulatory frameworks, planning implementation around 2026. Meanwhile, payment giants like Western Union, MoneyGram, and Zelle are exploring blockchain-based stablecoin settlement solutions, with some systems expected to deploy on high-performance networks such as Solana.

Overall, whether from transaction scale, institutional participation, or changes in regulatory attitudes, stablecoins are rapidly accelerating from “crypto infrastructure” toward “global payment layer,” with their roles in the future financial system being repriced.